Investment Advisory
Investment recommendations and portfolio thinking aligned with your objectives and risk profile.
Discuss this service ↗Independent · Research-led · Long term
Invest with clarity.
Compound with conviction.
Research-led investment guidance for people who want to make informed, disciplined decisions about their financial future.
Investments are subject to market risks. Returns and capital appreciation are not guaranteed.
THE TARAVALI VIEW
Quality × Valuation × Time
Discipline matters more than prediction.
RESEARCHPATIENCEPROCESS
Our philosophy
Good investing is a process, not a prediction.
Build a thoughtful plan. Understand what you own. Give good decisions time to work.
I am Mohnish Gulati, Principal Adviser at Taravali Investment Advisory, working with investors in India and Australia. My focus is to help people approach investment decisions with clarity, research and discipline.
My approach combines active and passive investment strategies, recognising that every investor has different objectives, financial circumstances, risk tolerance and time horizons. The right approach should be tailored to the individual—not copied from someone else.
Our research interests include equities, exchange-traded funds (ETFs) and gold. We study financial statements, business fundamentals, valuations, market conditions and portfolio risks to support better-informed decisions.
Whether you are beginning your investing journey, reviewing an existing portfolio or working towards a long-term goal, our aim is to make complex financial choices easier to understand.
Mohnish Avinash Gulati
Principal Adviser
Mechanical Engineer · MBA · Master of Finance · CFA Level I · NISM certified
5+ years of investment and finance experience
What we do
Advice built around your decisions.
Explore support for your investments, portfolio and broader financial goals. The scope of each engagement is agreed with you in advance.
Portfolio Review
Review holdings, diversification, concentration, costs, valuation and portfolio risks.
Discuss this service ↗Equity Research
Fundamental analysis of businesses, competitive strengths, earnings, balance sheets and valuations.
Discuss this service ↗Goal-Based Investing
Connect investment choices with financial objectives, time horizons and asset allocation.
Discuss this service ↗Risk Management
Identify portfolio risks, review diversification and concentration, and consider risk in light of your circumstances.
Discuss this service ↗Estate Planning
Organise financial assets and consider intended beneficiaries, with legal and tax professionals where appropriate.
Discuss this service ↗Retirement Planning
Consider retirement goals, time horizon, expected needs, existing resources and investment approach.
Discuss this service ↗Cash Flow Management
Review income, expenses, savings and planned commitments to balance today's needs with longer-term goals.
Discuss this service ↗Service availability and scope depend on applicable regulations, qualifications and the agreed engagement. Legal, tax, accounting or other specialist advice is provided by appropriately qualified professionals.
How it works
A clear path from objectives to action.
01
Understand
Discuss your goals, time horizon, risk tolerance and existing financial position.
02
Analyse
Review relevant opportunities, portfolio exposures, valuations and key risks.
03
Recommend
Present practical recommendations and explain the reasoning and risks.
04
Review
Revisit the approach as your circumstances and investment fundamentals change.
Who we help
A more informed relationship with money.
Financial decisions can feel complicated at any stage. We aim to explain the reasoning clearly, respect your circumstances and focus on a process rather than promises.
Start a conversation ↗First-time investors
Working professionals
Small business owners
Existing investors
Long-term goal planners
People reviewing a portfolio
PERFORMANCE
Performance across markets.
Select a market to review the performance information available. Figures should be accompanied by a clear period, calculation method and supporting records.
IN
India market
Indian equity portfolio performance
1-year performanceTo be announcedIndia portfolio performance will be announced shortly.
USA and Australia 1-year figures are user-provided portfolio returns as of 16 October 2026. Three-month USA and Australia figures are as of 16/10/2026; India performance is to be announced. Verify all figures against records and confirm the calculation method before publication. Past performance is not indicative of future results. This section is not a promise or guarantee of returns.
Insights
Ideas for better investors.
A few principles worth keeping in mind as you learn about investing.
A great business can still be a poor investment at the wrong price.
Business quality and purchase price both matter. Valuation is one part of understanding risk.
Diversification is about managing risk—not collecting investments.
Look beyond the number of holdings and consider how they behave together.
Compounding rewards time, consistency and patience.
Returns vary and are never guaranteed, but time horizon and discipline matter.
Start a conversation
Your financial goals deserve a clear point of view.
Contact
Let's discuss what you're trying to achieve.
Your first consultation is free. Send an enquiry and we will contact you to understand your needs. Any further services and fees will be discussed with you individually.
INDIA · PHONE / WHATSAPP+91 92896 20294
AUSTRALIA · WHATSAPP+61 430 458 756
OFFICEMahim, Mumbai, India